Setting up your business > Set up the business and Set up and register the business

Starting as a sole trader: checklist


Starting up in business as a sole trader is pretty simple.

What you must do

  • Register as self employed with HMRC.
  • Get a bank account so you can keep your business income and spending separate.
  • Keep records of your income and spending (keep all the paperwork, and record it in a spreadsheet)
  • Submit an annual tax return each year.
  • Pay class 2 and class 4 National Insurance Contributions (NICs).

What you might want or need to do

  • Decide on a name for your company (if you don’t want to trade as just your own name)
  • Get business cards, headed paper etc printed.
  • Think about using an accountant (especially if you’re employing staff who you need to pay PAYE for).
  • Register for VAT if your turnover is expected to be over £68,000 (2009-10).
  • Get permission or a licence from your local authority for certain types of business.
  • Take out any relevant insurance (EG public liability insurance or employer’s liability cover).


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